A real Ecobank account, in your own name, opened from your phone with your Ghana Card. About two minutes.
Already started? Pick up where you left off.
No account number to remember, and no card reader. Your name and your PIN.
You are @ama_serwaa, not 1441004738689 — and the account behind it is a real one at Ecobank.
Return to Sikafon to continue an unfinished application, see what is required, and track the response.
Close the tab, come back tomorrow — your name and number are still here and the flow picks up where you stopped. Your PIN is never kept in the browser, so you'll set that fresh.
Everything you'll need is listed before you begin — your Ghana Card, your address, a quick selfie. No surprises midway.
Every application has its own reference and a status page that tells you honestly where things stand with the bank.
Hand cash to a Sikafon agent and it goes into your account. Take it out the same way. Your money moves between your own hands and your own account — never through ours.
No fee to open, and no monthly charge from us. The account is held at Ecobank on their own terms.
Your Sikafon account is a real Ecobank account — held in your name at a licensed bank, never by Sikafon.